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Frequently Asked Questions |
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Closing (or settlement) is the process in which ownership of a property
passes from seller to purchaser. Your closing appointment can be confusing
if you don't have an understanding of some of the terms used and Isha Homes
representatives will help guide you through the process and answer any questions
you might have about the language of the contract.
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There are several steps in the process. To learn more about the
construction of your Isha home, we have to understand your
lifestyle for the home, and how we can build the home around
you. They we can give you the unique and personalized steps
necessary to create your perfect home.
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As you know, a lot is going on during the construction process
of your home. There are many dangerous conditions and liabilities
on a job site that are not always easy to see. Scheduled visits
will allow you to see the progress of your home as a trained member
of the construction team can not only walk you through your home but
can also answer any questions in the process.
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Your Design Consultants are a team of professionals who will assist
you with the decorator selections of your new home. The Design
Consultant will provide guidance and information required to
personalize your home. The consultant will verify your sales information,
explain the standard features of your new home, explain the construction
schedule, create the data necessary to supply to the construction team to
complete and deliver your home on schedule. Your Design Consultant will
review the standard features for your home, cut-off guideline and disclosures.
During your appointment, we will finalize all of your included and optional
features selections.
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Plan ahead for your
Design Studio appointment. To help insure that the décor items you select
match your tastes and lifestyle you may want to bring, fabric swatches,
wallpaper samples, photographs of furniture, pictures from magazines or
brochures of cabinets, countertops, and flooring.
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Your earnest money deposit funds must always be verified as clearing your account
before the statement date. You can provide a copy of both sides of the cancelled
check or a bank statement showing the check has cleared.
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Isha Mortgage offers interest rates as early as 270 days prior to close,
but does not require that you lock your interest rate until 30 days prior
to close of escrow. Please confirm a specific deadline to lock the interest
rate on your loan with your loan counselor.
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Isha will be able to provide you with an estimated date of closing
and occupancy throughout the process, but there are many variables
that occur in the construction process. Usually, it's best to wait
until about 30 days prior to close to set a tentative date with movers
or trucking companies, and to secure that date at 14 days prior to close.
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As soon as all the paper work is signed on your closing date,
you can start moving your things into your new house.
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point that our website is unsecure, please call us immediately.
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